General Loan
1 – Term and Conditions
| Loan Amount (USD) | Up to USD 500,000 |
| Loan Tenor (Months) | Up to 180 |
| Interest Rate (p.m) | 0.9% – 1.5% (Negotiation) |
2. Repayment Method
(1) Annuity base (fixed monthly payment: P+I)
(2) Declining (equal installment repayment of principal)
3. Terms and conditions of product subscription
(1) Borrower age: from 18 years old
(2) Personal documents Copy of:
– Borrower’s identification documents (i.e. ID card, passport)
– Borrower’s family record book
– Borrower’s residence book (If any)
(3) Occupational documents
Borrower shall submit documents related to his/her employment and/or business to Bank as follows:
| Business | Copy of:
– Certificate of Registration – Patent Certificate – Operation License – Financial Statements – Other Related Documents (If any) |
| Employment | Copy of:
– Employment confirmation letter and/or ID card from borrower’s current company – Copy of salary payment slip issued in the last 3 months (if applicable) |
(4) Collateral:
– Soft Title or Hard Title issued by Commune or District Level
– L-Map Receipt issued by Cadastral Office (Boundary Confirmation issued by Commune Level)
– Title Deed
